Obamacare also says insurers can only use four basic factors, such asage and geographical location, to determine rates for premiums and deductibles. AHCA specifically addresses states abilities to get a waiver so that health status is no longer protected from underwriting, according to a House Energy and Commerce aide. But other protections remain in place including for mental conditions and conditions relating to acts of domestic violence and are still protected from being incorporated into insurance underwriting, according to the aide. States and the Secretary of Health and Human Services

... Read more


Slightly fewer than seven percent were more than $10 million, with an average payout of $22 million. The bigger and more complicated a deal is, the more likely there is an unknown liability lingering, said Mary Duffy, global head of M&A Insurance, AIG. We are paying sizable claims, sometimes writing eight-figure checks in different geographies. CLAIMS FREQUENCY Therewas a seven-point jump in the claims count from policies written in the 2011 to 2014 period (to 21 percent) compared to the prior year study. R&W policies have potential claims tails as long as seven years, which means policies

... Read more