Obamacare also says insurers can only use four basic factors, such asage and geographical location, to determine rates for premiums and deductibles. AHCA specifically addresses states abilities to get a waiver so that health status is no longer protected from underwriting, according to a House Energy and Commerce aide. But other protections remain in place including for mental conditions and conditions relating to acts of domestic violence and are still protected from being incorporated into insurance underwriting, according to the aide. States and the Secretary of Health and Human Services

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